Your credit score won't stop you from getting thrown on your face in nar if you die upon defiant kufr.As long as long you are Muslim xalimo is down.
Your characteristics, credit scores, and the fact that you can’t find a job because of your criminal history don’t matter to a matter
(Sahih International)
Whoever should desire the immediate - We hasten for him from it what We will to whom We intend. Then We have made for him Hell, which he will [enter to] burn, censured and banished.
-Sura Al-Isra', Ayah 18