No one put a gun to your head to take IMF loans. How about taking some personal responsibility and not beg for money you can't repay? Loan conditions like improving institutions, balanced budgeting, increasing your exports, opening up your market and fighting bribery is not too much to ask and is actually good for you. They want you to pay back the loan. They are not a charity but you expect free money in Bizarro world. IMF loans are not the only thing to get help from. You can get foreign companies and countries to help you lay the foundation for your people; if you have resources, cut a deal with them where they can profit and in return, they build the infrastructure and teach you "how to fish". But it's up to you to make it a safe and attractive place for them to invest. If a gang of your reer whatever moryaan clansmen scare away Chinese investors and kidnap their workers and threaten to kill them, that's your own fault.
Western countries are not responsible for your civil warring, your divisions, your constantly delayed and cancelled rigged elections, your leaders pocketing gov't money, your rampant corruption, officials selling food aid in the market and many other bad things synonymous with Africans.
It's up to you if you want to continue with the wailing or if you want to change your situation.