When I loan someone money the first time I consider it charity. If they pay back the loan then I'll know that they're trustworthy of they ask for another loan in the future.
I've given friends up to 5k if they needed it because I know they'll pay me back. And they do the same for me.
In my opinion you don't have real friends if you're not able to trust them with your money.
5K?
that's writing up contracts style of money or murdering them if they dnt pay it back.
You really do trust ur niggas.
Personally, I just dont ask or borrow money. I feel awkward doing it.