Spoke too soon lolIslamic banks do not loan. They buy and sell at a profit. If you buy something and mark up the price, is it a loan?
Example: An islamic bank will buy a house for 100k, and resell it to you for 120k but in installments. So, they'll get 20k profit. They've not loaned anything. They've merely marked it up for profit and that is how most businesses work.
I feel like you haven't read my post.
I also asked for a fatwa which says its haram, not your opinion. I tried to find one online couldn't see it.