DO U HOLD A MAJOR CREDIT CARD? WHAT KIND OF PERKS DO U GET? (UK geeljires exempted frm this survey )

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Shushue

Shushue

VixR said:
It’s not my parents fault I fucked up. My folks really did help me out, but it’s impossible to have a full fund college stash for your kids unless you have maybe one or two kids, and we’re four of us.

I’m working through it. My credit went down to the 300s and now it’s in the 600s. Student loans absolutely demolish you when they’re reported delinquent and I ignored them for awhile before I came to my senses.
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What’s the student interest rate?
 
Grigori Rasputin

Grigori Rasputin

Former Somali Minister of Mismanagement & Misinfo.
Staff Member
Wariyaha SomaliSpot
VixR said:
It’s not my parents fault I fucked up. My folks really did help me out, but it’s impossible to have a full fund college stash for your kids unless you have maybe one or two kids, and we’re four of us.

I’m working through it. My credit went down to the 300s and now it’s in the 600s. Student loans absolutely demolish you when they’re reported delinquent and I ignored them for awhile before I came to my senses.
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How did you brought it up to 600 :ivers:

There’s no way your parents paid even half of your tuition because it’s just anomaly in Somali families.

( btw youv been absent for a while, am I right ?)
 
VixR

VixR

Veritas
R.Kelly said:
How did you brought it up to 600 :ivers:

There’s no way your parents paid even half of your tuition because it’s just anomaly in Somali families.
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They didn’t. My parents arent as well off as they were when my older siblings were in school. I’m nowhere near even halfway done with school, or my tuition.

I went on CreditKarma and looked at my credit reports to see where I was at. It was so bad, I had to get a secured card.

Get a secured card, and spend responsibly (never late payments), then apply for better cards as your numbers go up. My first secured card, I put 1k down in cash for a DiscoverIt Secured, which is one of the few secured cards that gives you points and rewards, and after 6months or so, you get your money back and a credit limit increase along with it with responsible use. I’ve decided I’d rather work two jobs, (with one where I could study for 80% of the shift) for Undergrad and pay as I go. And I payed off a portion of my debt that way too. I honestly was such a brat not too long ago, and never would have imagined myself doing this, but you have to adult at some point. Student loans can really put you in a hole if you’re not careful.
Shushue said:
Wow

I have 2-3%
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What country is that?
 
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Grigori Rasputin

Grigori Rasputin

Former Somali Minister of Mismanagement & Misinfo.
Staff Member
Wariyaha SomaliSpot
VixR said:
They didn’t. My parents arent as well off as they were when my older siblings were in school. I’m nowhere near even halfway done with school, or my tuition.

I went on CreditKarma and looked at my credit reports to see where I was at. It was so bad, I had to get a secured card.

Get a secured card, and spend responsibly (never late payments), then apply for better cards as your numbers go up. My first secured card, I put 1k down in cash for a DiscoverIt Secured, which is one of the few secured cards that gives you points and rewards, and after 6months or so, you get your money back and a credit limit increase along with it with responsible use. I’ve decided I’d rather work two jobs, (with one where I could study for 80% of the shift) for Undergrad and pay as I go. And I payed off a portion of my debt that way too. I honestly was such a brat not too long ago, and never would have imagined myself doing this, but you have to adult at some point. Student loans can really put you in a whole if you’re not careful.

What country is that?
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:salute::salute:You’re an amazing hard working young lady but sadly your destiny is with an ajahanabi:meleshame::meleshame::meleshame:
And you’ve previously declared that you’re an atheist :ohdamn::ohlord:
 
government

government

VixR said:
It’s not my parents fault I fucked up. My folks really did help me out, but it’s impossible to have a full fund college stash for your kids unless you have maybe one or two kids, and we’re four of us.

I’m working through it. My credit went down to the 300s and now it’s in the 600s. Student loans absolutely demolish you when they’re reported delinquent and I ignored them for awhile before I came to my senses.
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Damn your credit score sucks I don't think you'll ever recover from that :uCkf6mf:
 
Grigori Rasputin

Grigori Rasputin

Former Somali Minister of Mismanagement & Misinfo.
Staff Member
Wariyaha SomaliSpot
government said:
He probably has very good credit score naclaa he probably didn't pay any interest for his prius :siilaanyolaugh:
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I paid it up front, in cash :gucciwhat:

I should be earning mad points but I don’t fly with the same plane
 
VixR

VixR

Veritas
government said:
Damn your credit score sucks I don't think you'll ever recover from that :uCkf6mf:
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A hundred more points and it’ll be 750, enough to look into real estate. I want to hopefully buy a relatively new townhome or condo, bc HOAs so that I don’t have to deal with a lot of the personal upkeep as is the case with single family homes
 
L

Lost prince of awdal

Jiron said:
I don't use credit cards not because of irresponsibility but because we have to train ourselves to use money that you have and not money that u don't. so many people fall behind on their bills and end up with bad credit. Becareful @Rkelly and always stay ahead to protect urself :)
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couldn't agree more
 
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