You are a smart guy
I am definitely not using him. He sees that I have redeeming qualities. He once said to me β I donβt want your love , I just want you respect me β . He is transectional guy I am very nice to him and treat him with respect and he reciprocates that
By the way I donβt have that much cc debt , I can take care of it on my own.
If you can make the sacrifice and can give up things that aren't really a deal breaker for you in your life, and trade that with a husband whom you can rely on and trust, assuming he also keeps an open mind when it comes to pleasure, and that he is willing to satisfy you as much as he can and as you like it, I think the conservative guy is secure. Life is not about only good sex, drinking, or getting a fix. Life is short, and we won't always be healthy and young. So time to mature and move to the next phase of life.
I think you will always find pleasure and things that make you happy. Change is not bad if it leads to healthier life-style and comfort.
Just be honest with him when it comes to your expectations and don't marry him unless you are willing to make some sacrifices in habits for his love and financial security. A man is always a man but what distinguishes between them is the can-do attitude. A man needs to have motivation and ambition in life to take care of family and wife.
Just be open with him and discuss everything prior to marriage including children. Honesty is always good.
As long as he knows everything about you, past and present, You both will find joy in union if you settle down with that personal knowledge of each other.