What is usury too you? So if I give you 100k today and you pay it back in 30 years with the cost of prices going up, if you return back to me the initial 100k loan in 30 years time, it won't be worth 1/8th of what it worth when I first loaned it to you. Seems you want to do usury.Is that so
Then tell me what the Quran says about usury
Islamic finance add up the predicted price hike rates of the market place(inflation) and add on top of that their profit margin and then give you the loan at a flat rate to pay it back with no interest accruing which they packaged up in your loan as a flat rate. No matter what bank u go too, they are collecting one way or the other.
No bank is giving u a loan and then you just pay of the same amount, they wouldn't be open as banks for and would be recording huge net loses every quartlerly. We would have no more banks and no more economic activities in the market-place, a crash on the economy!!! No wonder we should keep religion out of politics, simply not their forte. Leave the earthly stuff to people who have expertise in it. Religion has no role to play. Stop trying to add it into somewhere there is no room for it.
But according to you, I am a Secularist Gaal, purge me habibi purge me