That moment when your credit score is soaring

TekNiKo

Loyal To The One True Caliph (Hafidahullah)
VIP
After a year I raised my credit by a 100 points after using a special trick. Paying off my balance through capital One small and on time. God bless capital one they were the only credit card company who gave me a chance.I used to have bad credit but now I can finally finance a car, Canadians know how bad winter get:mjkkk::rejoice:
 

TekNiKo

Loyal To The One True Caliph (Hafidahullah)
VIP
I used to listen to those Sheikhs who said "its haram hurr durr" meanwhile they are in the latest vehicles and living in expensive homes.:mjcry:


We must take advantage of this financial system:obama:

Many Somalis rather live in ghetto where their kids and daughters turn into naag nool. While the Pakistanis and Indians moved to surburbia with success. Caku caqli Zoomal they tricked us for far too long:mjkkk:
 

TekNiKo

Loyal To The One True Caliph (Hafidahullah)
VIP
Listen to this Majeerteen Sheikh he has allowed Somalis fo take advantage and opened my eyes to the needs of our community people in Toronto are starting to wake up! @DR OSMAN

 

DR OSMAN

AF NAAREED
VIP
Listen to this Majeerteen Sheikh he has allowed Somalis fo take advantage and opened my eyes to the needs of our community people in Toronto are starting to wake up! @DR OSMAN


Islamist are too rich to fight in Somalia as this makes them rich the pull they have on society tv time and they block opposition to TEST THEM WITH CILM, this guy is 'lone wolf'. The saudi petrol dollar is fuming it but it backfired on them suck shit as their coming for them now and now their all like 'this was bad'. Damn wahabis. But the wahabis are just 'brainwashing' in mosque ogow, the islamist who are dangerous one are political ones like ictisam, itihaad, dam jadiid. PPL who graduate from universities like simad which has no KNOWLEDGE OR INVENTIONS and unrecognized, u r electing ppl like that in power HASSAN SHEIKH. This is their intention I think. They also control PL education system in universities, which means our shahado is worthless, isaaq will have like 1000 harvard trained empowered students coming back locally so the west can start to engage them as academics, science, knowledge center of SOmalia. They pilot projected taking isaaq nomads thru international western standard school and then bringing them to america to make them learn science to create for somalia inventions and be NOBEL PRIZE WINNERS
 

TekNiKo

Loyal To The One True Caliph (Hafidahullah)
VIP
Islamist are too rich to fight in Somalia as this makes them rich the pull they have on society tv time and they block opposition to TEST THEM WITH CILM, this guy is 'lone wolf'. The saudi petrol dollar is fuming it but it backfired on them suck shit as their coming for them now and now their all like 'this was bad'. Damn wahabis. But the wahabis are just 'brainwashing' in mosque ogow, the islamist who are dangerous one are political ones like ictisam, itihaad, dam jadiid. PPL who graduate from universities like simad which has no KNOWLEDGE OR INVENTIONS and unrecognized, u r electing ppl like that in power HASSAN SHEIKH. This is their intention I think. They also control PL education system in universities, which means our shahado is worthless, isaaq will have like 1000 harvard trained empowered students coming back locally so the west can start to engage them as academics, science, knowledge center of SOmalia
Somalia shall never progress as long as we continue to rely on remittances as our main economy. We need to diversify our portfolio, Even FOREX was banned.
 

DR OSMAN

AF NAAREED
VIP
The sheikh sxb when u go to simad and say show me HAL WAX TAR AAD SOO SAARTEEN CILMI, THERE IS NOTHING, WAR WUXU WAA MASHRCU TO KEEP POWER THRU IGNORANT SOCIETY AND SEND THEM NON EXISTENT UNIVERSITIES
 

repo

Bantu Liberation Movement
VIP
Somalia shall never progress as long as we continue to rely on remittances as our main economy. We need to diversify our portfolio, Even FOREX was banned.
Forex was banned for a good reason they were scamming Somalis.
 

Odkac WRLD

جندي صومال
VIP
I used to listen to those Sheikhs who said "its haram hurr durr" meanwhile they are in the latest vehicles and living in expensive homes.:mjcry:


We must take advantage of this financial system:obama:

Many Somalis rather live in ghetto where their kids and daughters turn into naag nool. While the Pakistanis and Indians moved to surburbia with success. Caku caqli Zoomal they tricked us for far too long:mjkkk:
What’s this naag nool phenomenon I keep hearing about sxb :drakelaugh: :drakelaugh:
 

DR OSMAN

AF NAAREED
VIP
Listen to this Majeerteen Sheikh he has allowed Somalis fo take advantage and opened my eyes to the needs of our community people in Toronto are starting to wake up! @DR OSMAN


Ribah is complicating process but u need to investigate deeply waxad diidaysid horta ma ribah ba? ignorance however may make u think it is when it may not be. Then even if it is, how u can live without doing it is another question and if u can succeed and if u cant then you must chose life first is my opinion, no life means nothing in the end. For example abaarso when it grows and other academia arrive to compliment it as successful. U will see over time academia developing right? this means u can reduce the supply of academia around somalia and ensure only hargeisa get it, now he can CHARGE U SO HIGH where else u going to go? supply/demand weeye ribah and manipulating it NOT CURRENCY, AS CURRENCY IS JUST TRANSACTION NOTE, NOT ANYTHING OF VALUE, WAXAA RIBAH KU SOCODA ASSETS AND SUPPLY N D EMAND AS THAT.

CURRENCY IS USELESS ITS ONLY USED TO PURCHASE PRODUCTS, GOOD, ASSETS. U CAN DO RIBAH WITH GOLD EVEN THE ISLAMIC WAY
 

TekNiKo

Loyal To The One True Caliph (Hafidahullah)
VIP
Ribah is complicating process but u need to investigate deeply waxad diidaysid horta ma ribah ba? ignorance however may make u think it is when it may not be. Then even if it is, how u can live without doing it is another question and if u can succeed and if u cant then you must chose life first is my opinion, no life means nothing in the end. For example abaarso when it grows and other academia arrive to compliment it as successful. U will see over time academia developing right? this means u can reduce the supply of academia around somalia and ensure only hargeisa get it, now he can CHARGE U SO HIGH where else u going to go? supply/demand weeye ribah and manipulating it NOT CURRENCY, AS CURRENCY IS JUST TRANSACTION NOTE, NOT ANYTHING OF VALUE, WAXAA RIBAH KU SOCODA ASSETS AND SUPPLY N D EMAND AS THAT
Take a look at RENT Somalis love to pay rent in Australia, Canada US but they dont realize they are indirectly paying INTEREST because the owner of that house is paying the mortgage. They are so stupid to think they never pay INTEREST when they are getting a net LOSS.

Imagine paying Rent for 20 years the guy whose paying into mortgage will own that house if not him his children will.
 

DR OSMAN

AF NAAREED
VIP
Take a look at RENT Somalis love to pay rent in Australia, Canada US but they dont realize they are indirectly paying INTEREST because the owner of that house is paying the mortgage. They are so stupid to think they never pay INTEREST when they are getting a net LOSS.

Imagine paying Rent for 20 years the guy whose paying into mortgage will own that house if not him his children will.

Oh tekniko go and look at currency supply. I went to my national reserve, they taught me. When u see how it flows thru society, everyone is doing ribah. The home owner had to pay mortgage and ur paying it thru rent. But its not only that but what about businesses? they start with business loan, you take salary, your eating ribah now. Its all nonsense waxani, if u r poor and dying weliga lagama yeelo inay saxsan yihin islamiyinta ama why am i poor adeer hadad saxxsan tahay ayaa la dhaha
 

DR OSMAN

AF NAAREED
VIP
tekniko refusing to do ribah technically makes u like somaliland in political sense, your not joining the economic community rules which means meel isolated bad tahay and your currency is worthless like somaliland political life is worthless not joining political community like the UN.

Economic orderku in la barto waa qasab niyahow, u r not living on an island waa inaad ku darsata. Even Turkey does RIBAH and their in SOmalia.

Policymakers - including newly installed central bank chief Murat Uysal - slashed Turkey's key interest rate from 24 percent to 19.75 percent.

Grow up technical ninka aad taagerayso ayaa ribah samayo OFFICIALLY. Saudi does it also. Why u need to wait for them to do something ayaan la yaaba thats why I want academia strong one in somalia so u never have to wait for someone elses to do something before u do it, u will have science guiding u which is what is missing in our society and why we wait for others.

all ngo and charities in somalia waa ribah waxaa laga keenay wadan ribah ah and u eat it. My biggest goal is to establish a proper banking system in PL, RIBAH BASED so our currency is stabilized and controlled and our local banks are evaluating our assets and doing RIBAH when required to adjust the economy
 

TekNiKo

Loyal To The One True Caliph (Hafidahullah)
VIP
Oh tekniko go and look at currency supply. I went to my national reserve, they taught me. When u see how it flows thru society, everyone is doing ribah. The home owner had to pay mortgage and ur paying it thru rent. But its not only that but what about businesses? they start with business loan, you take salary, your eating ribah now. Its all nonsense waxani, if u r poor and dying weliga lagama yeelo inay saxsan yihin islamiyinta ama why am i poor adeer hadad saxxsan tahay ayaa la dhaha
I regret not investing in Bitcoin cause I was told it was HARAM, i wouldve been rich now. These wadaads have mind focked Somalis and made us poor then we complain about our wretched state. We must remove these snakes oils men from our community.

Now I am gonna invest in stock market, crypto market etc. f*ck these fake wadaads who condemn us to poverty. They want us to live in govt housing eating welfare instead of becoming property owner.
 

DR OSMAN

AF NAAREED
VIP
I regret not investing in Bitcoin cause I was told it was HARAM, i wouldve been rich now. These wadaads have mind focked Somalis and made us poor then we complain about our wretched state. We must remove these snakes oils men from our community.

Now I am gonna invest in stock market, crypto market etc. f*ck these fake wadaads who condemn us to poverty. They want us to live in govt housing eating welfare instead of becoming property owner.

Deep down I think their here to make Islam appear backward, why would they do this harming themselves and their movement? nimanku uma malayn maayo inay muslim project tahay, it must be made to APPEAR THAT WAY and someone is selecting them so muslims are under bad leadership, its how u deal with enemy sxb, we do it in somalia, waxaa beelaha kale loo dorta qof xun ma garatay ama qof liita thats why somalis love controlling govt so they can name ministries how they want for which clan. I personally think islam has been hijacked but u cant prove it so I just side with atheists as their logical even tho i dont necessarily believe there is nothing, its an alliance of convenience till we get rid of the damn islamists
 
I used to listen to those Sheikhs who said "its haram hurr durr" meanwhile they are in the latest vehicles and living in expensive homes.:mjcry:

They say it is haram because it actually is haram :kodaksmiley:

When you take a credit card, you are agreeing to pay interest on your loan in the event that you cannot pay on time

In other words, you are committing to do an act which is a major sin in Islam (dealing with riba)

Do what you want sxb, but what is haram doesn't become halal because hypocritical "Sheikhs" do it :mjlol:
 

TekNiKo

Loyal To The One True Caliph (Hafidahullah)
VIP
They say it is haram because it actually is haram :kodaksmiley:

When you take a credit card, you are agreeing to pay interest on your loan in the event that you cannot pay on time

In other words, you are committing to do an act which is a major sin in Islam (dealing with riba)

Do what you want sxb, but what is haram doesn't become halal because hypocritical "Sheikhs" do it :mjlol:
Meanwhile other communities sheikhs have allowed this as a neccessity, WE ARE behind.

 

Bohol

VIP
Took out a loan back in 2018 from my bank and repaid it over a year. Now my credit score is over the roof and get offered loans up to £20,000 + easily.
 

DR OSMAN

AF NAAREED
VIP
They say it is haram because it actually is haram :kodaksmiley:

When you take a credit card, you are agreeing to pay interest on your loan in the event that you cannot pay on time

In other words, you are committing to do an act which is a major sin in Islam (dealing with riba)

Do what you want sxb, but what is haram doesn't become halal because hypocritical "Sheikhs" do it :mjlol:

But u dont see our point u cant prove RIBAH, u r just 'quoting' what u were taught, if wat u were taught is real, it shud be made obesrvable what your saying or else it's not true and most likely an agenda. How do u operate a ribah free economy when the market place is ribah? u need to deliver solutions, oops i forget ur islamist universities hasnt got even one research center. I say send u to islamist university and secular somali to harvard at least dont embarass in the world sxb if u believe in the sheikh go to his saudi university just dont come to ausralia and america and embarass somalis
 

DR OSMAN

AF NAAREED
VIP
The problem tekniko is the islamist and secularist can co exist. Just send them to arabia scholarship and let them study in religious schools and we go to harvard and oxford, co-exist ma ceeb ba, why laysku xad gubaya do what u believe but dont change me into thinking the ansewr is in saudi universities or simad when i checked their universities and its EBER in knowledge not accreditated by the world, so their sheikhs must be not knowledgable on the world they speak on so their ribah must be garbage i surmised
 

TekNiKo

Loyal To The One True Caliph (Hafidahullah)
VIP
Took out a loan back in 2018 from my bank and repaid it over a year. Now my credit score is over the roof and get offered loans up to £20,000 + easily.
Bro how much was the loan? Did the bank instantly aporove? Was it through credit line?
 

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