Are you a saver or a spender

[Basra]

Poor I didn’t know you were married to a taxi driver
But atleast that is better than not having anything in the bank

Mashalaah Emily. U made my day! I have to have something in the bank huuno. I have anxiety. All my somali spot philosophy, diin and imaan goes off the window when i am in an emergency with no money. Alaaa baa'aayee is my chorus church song

 

[Nin-culus]

lol no i am not depressed . But i guess momentarily when i see u counting your dollars i do get depressed

Do whatever it takes to increase your income. If you want to be a bolla By all means, you can even say istikhfaar a lot if you want to get blessings if you want worldly blessings and it takes away depression and w.e.

 

[Nin-culus]

I save money so I can buy my freedom

You tryna buy your way out the rat race

 

[Emily]

Live below your means. Be a minimalist, track your income/expenses I did it on a spreadsheet and managed to save a generous amount, over some time. A few years fly by really quick. You can do this by savings account or ayuuto whatever it is.

 

[Emily]

Mashalaah Emily. U made my day! I have to have something in the bank huuno. I have anxiety. All my somali spot philosophy, diin and imaan goes off the window when i am in an emergency with no money. Alaaa baa'aayee is my chorus church song

I need to find me a penny pincher, Basra
I am addicted to shopping

 

[Nin-culus]

I need to find me a penny pincher, Basra
I am addicted to shopping

Never too late you can always sell the stuff you don’t need on eBay/etc.

And start now never too late to accumulate lacag

 

[Mercury]

I’m a saver when I used to live alone I sometimes could save 30k in a year

Keep a budget of your spending buy clothes from second hand or auction saves you quite a buck

Even buying a car from an auction saves you easily a couple grand

And when you buying food always write a check list of things you need you will be less likely to buy stuff you didn’t need that way

 

[Genesisx72]

You tryna buy your way out the rat race

you know it g

 

[Emily]

I’m a saver when I used to live alone I sometimes could save 30k in a year

Keep a budget of your spending buy clothes from second hand or auction saves you quite a buck

Even buying a car from an auction saves you easily a couple grand

And when you buying food always write a check list of things you need you will be less likely to buy stuff you didn’t need that way

I eat out a lot, I need to start cooking even though I hate cooking

 

[Mercury]

I eat out a lot, I need to start cooking even though I hate cooking

You can actually grow a liking to it challenge yourself watch a YouTube video and try to make the dish they made

 

[Libaaxseendheer]

Mashalaah Emily. U made my day! I have to have something in the bank huuno. I have anxiety. All my somali spot philosophy, diin and imaan goes off the window when i am in an emergency with no money. Alaaa baa'aayee is my chorus church song

its very hard to save even if u live frugal, unless u earn high income. I lived like a monk for 2 years with no star bucks, and only saved 4k. Life of a wife of a taxi driver & mother aint fun

Meeshaan habraa jooga

 

[Emily]

You can actually grow a liking to it challenge yourself watch a YouTube video and try to make the dish they made

That is what I have been doing lately but my food don’t come out good tho.

 

[wawenka]

I’m a saver when I used to live alone I sometimes could save 30k in a year

Keep a budget of your spending buy clothes from second hand or auction saves you quite a buck

Even buying a car from an auction saves you easily a couple grand

And when you buying food always write a check list of things you need you will be less likely to buy stuff you didn’t need that way

30k a year how many years lol

 

[wawenka]

lol no i am not depressed . But i guess momentarily when i see u counting your dollars i do get depressed

Money aint got no owners only spenders

 

[Basra]

Money aint got no owners only spenders

I agree 100%. Money has many owners. Its nothing.

 

[Emily]

There are too many penny pinchers on this forum

 

[Mercury]

30k a year how many years lol

I did that for 2 years buyed land back home amongst other things my next step im thinking of building houses back home

Like this

Real estate is one area where the money you invest never goes to waste

 

[Gibiin-Udug]

I’m both saver and spender.


I save my money and spend his money.


Meeeeow

 

[wawenka]

I did that for 2 years buyed land back home amongst other things my next step im thinking of building houses back home

Like this

View attachment 72856


Real estate is one area where the money you invest never goes to waste

Smart kid, how old are you

 

[VixR]

Both lol. I’m trying to improve my spending habits and have gained some ground and become a lot more responsible. At least, I’m pretty good at saving too. 36k in two years is goals af.

In the last two years my credit score has gone through the roof (it was rock bottom ) and I no longer get overdrafts like I used to. Now I have cards I never would’ve imagined being approved for. Don’t just save, build your credit. Credit is everything.