Nope husband dont have to pay car insurance health insurancenot only food/house. car insurance, health insurance, even some shopping (the amount is debatable among the sheikhs, but all sheikhs agree he needs to provide for some shopping)......etc
And no husband doesnt have to provide Shoping
Where do those sheikhs get tht idea their own let the sheikhs bring oroof from quran and hadith that is narrated from nabi mohamed