How can I spend less? I don’t even know how I’m spending this much. I think I spend way more than when I was still in school. The West is made in a way that we continue purchasing items that we don’t even need sometimes.
I don’t want to go in detail but I will heed any suggestions that can save me money.How often do you eat out? I had terrible spending habits before learning how to cook
I don’t want to go in detail but I will heed any suggestions that can save me money.
This is so true, Apple Pay/contactless doesn’t feel like real money. I contacted my bank and put a £20 daily limit.You must account for every dollar you spend.
Before money comes into your account you must budget it.
Use cash to buy stuff.
Withdraw a certain amount at beginning of month and spend it. It feels more real.
Have saving goals.
Invest the money you save.
If you have no plan you'll continue to be disorganised.
Maybe. Abdi yahuud would be cool asf tbh.You will spend less when you purchase a Torah and a small hat. Every penny counts sxb