My spending habit has surged since I started working

Don’t know what country you live but there are apps that show what you spend on automatically by linking to your bank account.

The one I use is called Yolt.

Best way to spend less is to find a wife and let her manage your finances. Saving is genetic.
 
In order for the western countries to survive, the people living in those have spent money purchasing items.
There is a reason it's called capitalism.
But good part is you getting quality products instead of shit products.
It is what it is :manny:
 
You must account for every dollar you spend.
Before money comes into your account you must budget it.
Use cash to buy stuff.
Withdraw a certain amount at beginning of month and spend it. It feels more real.
Have saving goals.
Invest the money you save.
If you have no plan you'll continue to be disorganised.
 
You must account for every dollar you spend.
Before money comes into your account you must budget it.
Use cash to buy stuff.
Withdraw a certain amount at beginning of month and spend it. It feels more real.

Have saving goals.
Invest the money you save.
If you have no plan you'll continue to be disorganised.
This is so true, Apple Pay/contactless doesn’t feel like real money. I contacted my bank and put a £20 daily limit.
 

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