It's Q3 of the Lacaag calendar.

Discussion in 'General' started by Deactivated, Jul 2, 2017.

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  1. Deactivated

    Deactivated

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    :banderas:

    Q3 has just arrived. How you guys looking?

    One thing I learned about summer is that it's the best time to save money while others spend.

    Find ways to cut your costs and put your savings into income generating micro asset classes.

    •Eat @ home.
    •Find a side hustle.
    •Sell or give away household goods you rarely use.
    •Invest in a new Asset Class.
    •Reduce household spending with your partner.


    Q3 is the middle of the calandar and it's when the neefs start spending. Start finding new ways of generating a side income and get your partner on board to reduce your household debt/income ratios. And you aren't married, no children and are still in school-Stay away from turnups, Jordan's and friends who can't see past Q2.

    [​IMG]
     
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  2. Tywin Mejerteen

    Tywin Mejerteen

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  3. Hawkish

    Hawkish

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  4. Deactivated

    Deactivated

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    Boy do Somalis hate talking about money.
    :meleshame:
     
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  5. El padrone

    El padrone Hedonist, Depressive realist, Existential nihilist

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    kkk cant you make your point without insulting people with grade school name calling such as neef, xoolo etc.
     
  6. Deactivated

    Deactivated

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    I actually had the lowest debt/income ration when I was in school and living @ home.
     
  7. fox

    fox Ibn Schopenhauer Al Deutschewi VIP

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    Cutting costs and investing is the way forward.
     
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  8. TheAnswer

    TheAnswer

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    I need some financil advice,
    should I spend my 3k in summer job savings on a month long trip to Africa or invest it ?
     
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  9. El padrone

    El padrone Hedonist, Depressive realist, Existential nihilist

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    kkkkk So?
     
  10. Zumar

    Zumar

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    This summer ill work 40hrs per week and save the money for a car when i have my licence

    Also im going to read books, improving my french/somali, and spend more time with my family :nahgirl:

    Normally i would spend everyday much money and shopping with friends etc
     
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  11. mrlog

    mrlog Classy not Ashy, walaahi

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    Go to Hong Kong, Macau etc.
     
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  12. Zumar

    Zumar

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    Have u ever been on vacance before?
    Are u during ur study of are u already done?

    I would personally go whenever im done with these things..or else a trip could wait a year
     
  13. TheAnswer

    TheAnswer

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    i have a ticket to mombasa now, but if i'm gonna switch i'll go to egypt instead
    hong kong will eat up all my money within 2 days, and what is there to see except some humid skyscrapers?
     
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  14. TheAnswer

    TheAnswer

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    yes in 2013
    i will graduate early next year
    i want to go before starting work because it's kind of hard to find vacation hours
     
  15. Deactivated

    Deactivated

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    Is it your first time going to Africa?
     
  16. TheAnswer

    TheAnswer

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    I have been to Africa 2 times but it was lame places like Nairobi (a city I hate) and parts of Somalia....this time I want to spend a lot of time in mombasa, although a month might be a bit too long so I might take a bus and go to ethiopia or uganda to see other things
     
  17. AbdiJew

    AbdiJew

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  18. mrlog

    mrlog Classy not Ashy, walaahi

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    Waryaahe sounds like u travelling solo.
    Check out Hobo Traveler on utube.
    Loads of good advice on where to go travelling and how to spend as little as possible.
     
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  19. Deactivated

    Deactivated

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    3k is a lot of money in Africa excluding your flights.

    If your feeling entrepreneurial, I would advice brining a notebook and jot down the gaps in the market you could fill via online or finding a business partner in the country. There are many young entrepreneurs looking to make international contacts to import and export goods and services in an out of Africa.
     
  20. TheAnswer

    TheAnswer

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    i already have my ticket paid for, but Kenya is an expensive country so I might not last a full month on that budget and yes, there's a lot of money to be made in Africa bro. you should leave Asia and go to Africa if you're serious about making money. I saw the potential when I last visited in 2013. I met a dude from my city in the U.S who was a taxi driver but has since become a dollar millionaire after building an apartment complex in eastleigh.... it was very simple, he bought the land, came up with some design renderings, sold apartments based off those renderings, and then built the apartment after all the units were bought. his profit was 1.2 million off of that one project.
     
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