Is Islamic banking in the west legit?

They get Muslim customers hooked in; and once you sign the papers, they sell the contracts to major banks. But why would nyone get a mortgage from these middle men who charge high riba interest when you can get better rates from the banks? I personally wouldn't advise Muslims to get riba, but if you want to do it and don't care about the consequences of hereafter, go to the more legit banks.
 

repo

Bantu Liberation Movement
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It appears to me to be riba by another name. I would like an answer to this as well.
 

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