How hard is it to own property in the west?

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Fang4

VixR said:
We’re all sinners, eh? Muslims commit other haram, like scamming assistance which stifles and confines you, but shy away from something like riba that could propel them. I never understood this.
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This is why
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AussieHustler

AussieHustler

esmailxxx said:
How can a fatwa make something halal,thats bullshit maybe next a fatwa will be proclaim making shirk or homosexuality halal
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esmail

This is from the Saudis;

"Now, let us look at the possibility of buying a house on mortgage. I have stated in these columns more than once that it is permissible. But this is not a personal opinion. Some of the top scholars have given such a ruling. The late Sheikh Mustafa Al-Zarqa, who ranked among the top ten scholars of Fiqh in the 20th century, gives such a ruling. More recently, the European Fiqh Council, under the chairmanship of Sheikh Yusuf Al-Qaradawi, has given a similar ruling. The Council gives a dual basis for its ruling: the first is that house ownership is a necessity, and the Qur’an mentions the lifting of prohibition in case of necessity in five different verses, such as 6: 119 and 6: 145. It also makes clear the rule agreed by scholars that a need could be treated as a necessity under certain conditions. This is rule 31 in Majallat Al-Ahkam Al-Adliyyah which was a codification of Islamic law issued by the Ottoman Caliphate in 1293 AH, corresponding to 1876 CE. The other basis for the ruling, which is also the basis adopted by Sheikh Mustafa Al-Zarqa, is the view of the Hanafi school of Fiqh which allows Muslims to participate in transactions that may be prohibited under Islam, but allowed by the law of non-Muslim countries, provided that there is a real interest for the Muslim in such a transaction, and that no shady dealing or deception is involved."

http://www.arabnews.com/node/225202

Yusuf Qadrawi,

The committee of scholars, headed by Dr. Yusuf Qardawi met in Detroit, USA in 1999, issued a statement explaining the law of necessity. In summary, it says that if a person is not able to rent a suitable house for himself and his family in a proper location or the rent is too high, in that case he can purchase the house with a mortgage. Even in the case of permission, the scholars suggested that one should exhaust all the other possibilities of purchasing the house in a pure halal way.

http://www.islamicmortgages.co.uk/index.php?id=259

Buying Houses with mortgages: Ruling European Council for Fatwa and Research.

he Shari’a position is crystal clear; dealing with interest is haram or forbidden and is one of the greatest sins. However, what is the ruling where there is no option but to buy the house with usurious money, especially when you are living in a non-Muslim country?

https://ibfn.wordpress.com/2014/02/...ling-european-council-for-fatwa-and-research/

Buying a House On Mortgage

Adil Salahi

Arab News

Q. Could you please tell me whether buying a house on mortgage is permissible, considering that this is the only way I can buy a house for my family’s living.

A. Shikak • USA

A. The European Council for Islamic Rulings, presided by Sheikh Yusuf Al-Qaradawi, a leading authority, has recently published a ruling that it is permissible for Muslims living in Western countries to use the facility provided by banks and building societies to buy a house on mortgage. The two provisos the council makes are that the house is for one’s family’s living and that there is no comparable way for buying a house that meets Islamic requirements. The council bases its ruling on the fact that owning a house is a necessity for living, and the alternative of renting a house does not provide a satisfactory solution.

http://www.aljazeerah.info/Islam/Islamic subjects/2003/July/Buying a House On Mortgage.htm

Ask The Scholar

Considering your circumstances, I do not think you have been guilty of a major sin by buying the house through the mortgage. I agree with the ruling of the eminent scholars and jurists who consider it permissible in the specific situations like the one you are facing. A house is a necessity; and the shari'ah allows some flexibility for us in regard to things those are basic needs for humans.

http://askthescholar.com/question-details.aspx?qstID=9088

Is mortgage permissible in Islam?

Is taking a mortgage allowed in Islam? All mortgages are interest based (including the so called Islamic home purchase plans). This mortgage will be for an investment property in London, UK rather than as a first home.

Mortgage is permissible in Islamic law because it is a form of murabaha.

• Murabaha: It is a sale in which it is permissible to stipulate an increase in price in exchange for deferring payment.

http://www.dar-alifta.org/Foreign/ViewFatwa.aspx?ID=6798
 
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