Any advice

The only stuff I spend money on is makeup, skin care products, and other people. My younger sister spends all her money on clothes so I just go shopping in her closet. I'm a daddy's girl so my dad still pays for my phone bill. I sew so I make my own skirts and dresses for me and my sisters and mom. I cook food and pack my own lunch. If I spend even 5 dollars on outside food I get upset with myself. I still have money saved from 4 summers ago. It helps me out so much being money conscious because i'm able to help my parents or family back home when they need it but I feel like I'm always debating over making memories or saving money. I have lost friends because I never want to go out. Two summers ago my friends and cousin went to Italy and they had so much fun I still see pics till this day and regret not going.:banderas: I didn't go to prom because I wanted to save (Although I don't regret it now because it's haram).

I use to have a reputation of being the kindest in the house now I think it's stingy. Everyone knows I have money so my siblings always want to borrow money from me and I use to always give them but I don't do it that much now or I only let them borrow because it's not fair. You go out with friends, go on trips all the time, go shopping etc and I sacrifice that to save money just for me to lose that money while you reap all the benefits. I give my sister money all the time. Last week I gave her 500 because she said her bank account was in the negatives. Last month I gave her 3,000 because she didn't have enough for school. She always says she will own me back but once I ask her for the money back she says I'm stingy and xasid so I just drop it. She probably owes me 15k in total :kanyehmm: The biggest mistake I ever made was in grade 12. I applied to every single scholarship I came across from grade 11 to 12 and when I was almost done 12th grade I made an instagram post with all my scholarships and how I was able to get so much money in scholarships. I put the exact amount too.:wow1: I was really happy with my hard work but that was the dumbest thing I ever did. Since then every person I came across needs financial help. :faysalwtf: My biggest regret till this day is telling people about my finances including family.

Wallahi money comes and goes. We are are going to return back to Allah with nothing so I'm trying to make up for lost time right now and just enjoy myself but it's hard. Jimce wanaagsan and Thank you for reading this. May Allah fulfill all your halal dreams and desires. :icon e biggrin:
 

Odkac WRLD

جندي صومال
VIP
I suggest keeping a budget for your personal expenses
U are being very unwise with the way you spend ur money
Not giving people money is not being stingy it’s being practical knowing they won’t pay you back
3k for back to school all I got was a new pair of shoes and a slap kkkk

u have roof over your head, food, clothes, etc
U should be stacking tbh
 
I feel this way too abaayo I been saving so much that now I see people living paycheck to paycheck but they are happy and I feel like I missed out on a lot to save. You’re still young though you got plenty of time to makeup for this. It’s nice to help out family but at the same time you don’t want to be taken advantage of. Tell your sister to own her own mistakes when her account goes in the red for once.
 
I feel this way too abaayo I been saving so much that now I see people living paycheck to paycheck but they are happy and I feel like I missed out on a lot to save. You’re still young though you got plenty of time to makeup for this. It’s nice to help out family but at the same time you don’t want to be taken advantage of. Tell your sister to own her own mistakes when her account goes in the red for once.
They not happy ma nigga keep saving don’t let them fool you. Live frugally.
 

a y a n

nigga I am not a firefighter
VIP
sis just pretend you went broke and out the extra money into some random account
don’t buy extra stuff for about a month and they’ll leave you alone
also hide everything
 
I suggest keeping a budget for your personal expenses
U are being very unwise with the way you spend ur money
Not giving people money is not being stingy it’s being practical knowing they won’t pay you back
3k for back to school all I got was a new pair of shoes and a slap kkkk

u have roof over your head, food, clothes, etc
U should be stacking tbh
In sha Allah that's what I do right now and will continue to do. I want to eventually get married and have kids soon so I'm thinking about my future but I don't want to look back and have any regrets. It's hard.
I feel this way too abaayo I been saving so much that now I see people living paycheck to paycheck but they are happy and I feel like I missed out on a lot to save. You’re still young though you got plenty of time to makeup for this. It’s nice to help out family but at the same time you don’t want to be taken advantage of. Tell your sister to own her own mistakes when her account goes in the red for once.
May Allah make it easy on you too :( My sister is very stubborn and rude. I don't want us to ruin our relationship over money but I don't want to be her sugar mama :chrisfreshhah: Also walaal enjoy your life just be smart and budget. I'm learning to do that.
Take whatever you have saved and put it in a Vanguard Index fund and don’t touch it for the next 15 years
Thank you for the suggestion walaal. I'll look into it. I still have a lot to learn about finances. I don't even have a credit card yet because I was scared I would acquire debt. In sha Allah I'll get one soon though because I feel like I've done enough research now.
 

Odkac WRLD

جندي صومال
VIP
In sha Allah that's what I do right now and will continue to do. I want to eventually get married and have kids soon so I'm thinking about my future but I don't want to look back and have any regrets. It's hard.

May Allah make it easy on you too :( My sister is very stubborn and rude. I don't want us to ruin our relationship over money but I don't want to be her sugar mama :chrisfreshhah: Also walaal enjoy your life just be smart and budget. I'm learning to do that.

Thank you for the suggestion walaal. I'll look into it. I still have a lot to learn about finances. I don't even have a credit card yet because I was scared I would acquire debt. In sha Allah I'll get one soon though because I feel like I've done enough research now.
U seem young, 21.....don’t let these threads scare you kkkkk any man would be lucky to have no need for a rush :salute:






I really am a simp aren’t I :what1:
 
sis just pretend you went broke and out the extra money into some random account
don’t buy extra stuff for about a month and they’ll leave you alone
also hide everything
I tell everyone I'm broke now. I hate spending money on myself but I feel good spending money on others. I recently bought a little girl who is related to my friend a phone (her mom just died recently and she told me she didn't have one) I found out she had a phone and just wanted a new one and that's when I realized I need to stop. Because anyone can tell me a sob story and I'll do everything to help. :drakelaugh:
 

a y a n

nigga I am not a firefighter
VIP
I tell everyone I'm broke now. I hate spending money on myself but I feel good spending money on others. I recently bought a little girl who is related to my friend a phone (her mom just died recently and she told me she didn't have one) I found out she had a phone and just wanted a new one and that's when I realized I need to stop. Because anyone can tell me a sob story and I'll do everything to help :drakelaugh:
this is why
we don’t f*ck with children
ngl i was a scammer too
so stay away from them at all costs and no sob stories from them at least
 
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