Dr Osman Business Advice To Harti

[DR OSMAN]

My advice is to all Hartis, please pass it on to other Hartis and let the future look back at my advice and wonder why no-one Listened to Me. My advice is around Hartis slow pace investment into PL. Lots of them keep cash as an asset in accounts which lose value 3-5% a year thru sicir(inflation). If u compound this over 20 years, 5% x 20 years, they lost 100% value on any cash they stored. I remember when my father came to Australia, we came with a Isaaq Cidagale guy who was his Ambassador.

The guy refused to put his money into 'assets' like a property. They each had 150-200k in cash in 89. My dad put it towards a property and now it's worth 1 million. The Same Isaaq guy 100k today has lost all it's value due to 'sicirka'. Today wa garan karta 100k is not worth anything like it was in 89. This will happen to Hartis who keep their money in accounts in 20 years in the future, the same mistake of the Isaaq guy. War dalka ku laabta, do cooperation investment on real estate, businesses, warshad, xitaa bangiyo furta to begin loans to locals if you fear you have no ideas.

But please do not make the mistake of keeping money in an account, this is the worst outcome. Even Gaalo only keep their daily-monthly-yearly expenses in an account and move all their savings money into share portfolios not just keep it sitting there in accounts.

That's my final dardaran to Puntites. The current Puntites ama facayga will think I'm mad but may the future acknowledge that I was right and ahead of my time and peers(way ii fahmi weeyeen my time period).

 

[DR OSMAN]

Please moderators do not shift this to FKD. This isn't FKD material but business advice to my clan. I don't care what other clans in Somalia do, that's their problem

 

[DR OSMAN]

That is Dr Osman dying last words To Harti. I won't be around forever

 

[DR OSMAN]

Me n Dad threw our share towards Garacad Port. We keep shifting excess money into anything productivity(lacag shaqaynayso) not lacag iska fadhiso. We want more opportunities in PL and business proposals like garacad, we want to keep shifting our money into productivity so it doesnt die by sitting there. Even if their is no ideas, war bangi noo fura so we can loan it to local oo firfircoon oo farid aah puntite oo feker haysta lakin aan haysan lacagti lagu hirgelin laha ama qof puntite shaqayo oo hanti raba like property loan or car loan.

 

[DR OSMAN]

I feel so Krazy and out of touch with my peers and current time, some ppl r ahead of their time and salaheen the wise, only the future honors who understood. Sometimes I wish I was zoomed into the future so I could hang with my peers and not be ahead of my time n peers who will insult or call u crazy becuz kuma fahmi karan.

 

[DR OSMAN]

We must hold a Harti conference every year so all hartis can provide advice whether life advice to the next generation or business advice, Political advice, The smart students helping the less smart. We must share our wealth of wisdom on yearly forum and publish on youtube. Every Harti in Africa-Mideast-West must hold a yearly conference to exchange knowledge about their zones and how to open up doors for Puntite.

I have access to Indonesian elites here who know the ambassadors of Indonesia, I can facilitate Boqor Burhan to meet their King and discuss ismail jabarti legacy who they honor, we should also see where u can help in ur field whether it's professional, academic, social or business networks in your region whether its mid-east-africa-west.

We cant continue like this where valuable advice is lost generation after generation and every generation starts to get lost. The jews survived thru working with each other over 3500 years, while the idiots who didnt 'bal mee' today, that is us also into the future while the jews continue another 5000 years while we join the dadki tirtirmay list as they boast to the world 'god loves us' to every new human group and point to all the 'extinct' ppl which we will be apart of. They will note down in their history or talmuds all the nation n people in the past, present, future, so they can show how they always survive but noone else does.

 

[DR OSMAN]

God help beesha harti, they wont even take our wisdom as we came here in 89 as the first diaspora thru embassy, we didn't come through refugee. Learn from us. The Isaaq guy who had 100k he regrets not buying a property, we told him war weli ma qiimo beelin 1000% like zimbabwe lacagtisa, 100kasi kun bal meel gasho oo share, koley guri kuma goynayso manta.

Imagine the Hartis in 20 years with their money losing value each year untill it becomes 1000% and it won't even be able to purchase them a TV, it may even devalue to the zimbabwe level where the paper is worth more then what's written on it. Like the Penny in America or 5 Cent in Australia, your cash will devalue so much over time untill it reaches the penny-5 cent purchase power or god forbid zimbabwe level where its better of burning it

 

[DR OSMAN]

I spoke to the Isaaq son of my father Ambassador to ask him why his father didn't put his 200k which was double my father who only had 80-90k towards a property, shares, loans, or any investment where it grows.

He said that 200k would've got him 2 homes in 89. Now it's lost 160% value forget 2 homes, it isn't worth 20% of 1 home, that's 160% 'inflation burbur' on keeping his money in savings. I urge Hartis, put ur money and savings into Somalia, whether it's manufacturing, business, property, bank loans, as long as it keeps growing, if you follow in that Isaaq ambassador path of keeping your money in accounts, remember you will lose 160% value over 30 years. Each year it will drop in value around 3-5%.

Dr Osman only keeps 'expenses' in my bank ama nolal malmeedkayga, everything else is going towards my superannuation(401k) shares, side investments. I also want to put into Somalia business ideas as 'shareholder' so I can spread the risk not own the risk 100% as 'sole owner'. My bank balance as soon as it reaches 5k 'savings' I shift it immediately.

 

[DR OSMAN]

200k would've of got 2 decent homes in 89. That would be worth 2 million easy today. Now his petty 200k in account isn't worth 20% of those 2 million properties. He lost 1.8 million dollars worth of value from where that 200k would be today if he invested just into 2 properties, that's 160% decline in purchasing power. Plus Properties is the 'slowest growth' asset, if he would've put into shares or business, it would be worth 5 million today. So if u Hartis are doing the same thing like the ambassador, in 30 years, that will happen to you, 160% loss on your money.